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ASK PEACHTREE MORTGAGE SERVICES, INC.

How do I receive my free credit reports?

Georgia residents are entitled to receive two (2) FREE credit reports each year from EACH of the three (3) credit bureaus: TransUnion, Equifax, and Experian.

 There are three (3) ways to order your free credit reports:

You may order your reports by visiting the credit bureaus' individual websites:

www.transunion.com

www.equifax.com

www.experian.com

However, be aware that you do NOT have to sign up for a credit monitoring service in order to receive your free report.

 

 You may also call each of the three (3) credit bureaus:

TransUnion:  1.800.916.8800

Equifax:  1.800.685.1111

Experian:  1.866.200.6020

 

Or, you may also write to the three (3) credit bureas individually using the following template or a similar letter:

To Whom It May Concern:

Please send a copy of my FREE credit report to me at my home address.  My information is as follows:

Full Name:

Address:

Social Security Number:

Birthdate:

Previous addresses in past five (5) years:

Your signature

Mail to the following addresses:

 

TransUnion LLC

Consumer Disclosure Center

PO Box 1000

Chester, PA  19022

 

Equifax

PO Box 740241

Atlanta, GA  30374

 

Experian

PO Box 9600

Allen, TX  75013

 

All information correct as of publication date.

 

Peachtree Mortgage Services, Inc.

5305 Claridge Square

Dunwoody, GA  30338

770.481.0052

At Peachtree Mortgage Services, Inc. we urge all of our Georgia home mortgage customers to take advantage of this free service, both before applying for a home mortgage and on a regular basis thereafter.  Errors on your credit report-- even when posted by your creditors or by the credit bureaus themselves-- can lower your credit score, leading to higher interest rates on your home mortgage, auto loans, credit cards, etc.  Monitoring your own credit reports on a regular basis is the best way to discover and correct these issues quickly!