Recent Articles
May
29
2019
29
2019
In the News: Feds Target No-Money-Down Home Loan Programs
Although no specific changes have gone into effect, the U.S. Department of Housing and Urban Development is asking national groups to hold off on lending down payments to FHA home buyers. The reason? Feds say that buyers who don't supply their down payment are at higher risk of defaulting...
Although no specific changes have gone into effect, the U.S. Department of Housing and Urban Development is asking national groups to hold off on lending down payments to FHA home buyers. The reason? Feds say that buyers who don't supply their down payment are at higher risk of defaulting...
May
22
2019
22
2019
Here's Why Your Home Equity is Your Most Valuable Asset
A simple way to understand what home equity is is to think of it as the portion of your home that you truly own, that is, the value of your home not included in your current home loan. Home equity is what makes homeownership such a great investment. The opportunity to increase equity can be quite...
A simple way to understand what home equity is is to think of it as the portion of your home that you truly own, that is, the value of your home not included in your current home loan. Home equity is what makes homeownership such a great investment. The opportunity to increase equity can be quite...
May
17
2019
17
2019
Home Builders Remain Optimistic
Despite concerns including labor shortages and increasingly costly building materials, home builders in Georgia and the rest of the country remain optimistic about the housing market. Building permits increased nearly 6% when compared to March. Many home builders believe that the...
Despite concerns including labor shortages and increasingly costly building materials, home builders in Georgia and the rest of the country remain optimistic about the housing market. Building permits increased nearly 6% when compared to March. Many home builders believe that the...
May
15
2019
15
2019
What's a Hybrid Loan and How It's Different Than a 30-Year Fixed Loan
Two common mortgage types that you've probably heard of are a fixed-rate and an adjustable-rate mortgage. A fixed-rate mortgage has a set rate for the whole life of the loan while an adjustable-rate mortgage, or ARM loan, usually begins with a lower rate than adjusts to a fixed-rate...
Two common mortgage types that you've probably heard of are a fixed-rate and an adjustable-rate mortgage. A fixed-rate mortgage has a set rate for the whole life of the loan while an adjustable-rate mortgage, or ARM loan, usually begins with a lower rate than adjusts to a fixed-rate...
May
10
2019
10
2019
First Time Home Buyers Face Low Starter Home Inventory
While the rate of home appreciation has slowed recently and home mortgage interest rates remain low, first time home buyers are still struggling in many housing markets across the US. Despite low home mortgage rates, income growth in the US has not kept up with rising...
While the rate of home appreciation has slowed recently and home mortgage interest rates remain low, first time home buyers are still struggling in many housing markets across the US. Despite low home mortgage rates, income growth in the US has not kept up with rising...