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Recent Articles

Feb
22
2023
Homebuying Help: How Downpayment Assistance Programs Work
If lack of downpayment or funds for closing costs are the main hurdle to buying a home, a state or local downpayment assistance program may be the answer! Most states, counties, and cities offer assistance in the form of grants or no-interest loans to help home shoppers pay for these costs...
Feb
20
2023
Home Rental Rates See Modest 2022 Increase in Atlanta Area
Single family home rental rates in the Atlanta area rose 5% to $2,425.00 in 2022, as higher home prices and mortgage interest rates kept more would-be home buyers from entering the purchase market.  The increase in Atlanta-area home rental rates was relatively modest when compared...
Feb
16
2023
New Mortgage Loan Applications Down as Mortgage Interest Rates Rise Again
Following a month of declining home mortgage rates, interest rates rose slightly the week ending February 10.  The increases in home mortgages follow Federal Reserve indications that it will maintain restrictive monetary policies as inflation fighting measures.  As a...
Feb
15
2023
What's the Max Debt-to-Income (DTI) Ratio for a Mortgage?
Debt-to-income (DTI) ratio determines what mortgage you’re eligible for. So before getting pre-approved, your mortgage advisor will review your income and debts to help you understand where you currently stand.  In this article, we’re going to look at what a...
Feb
08
2023
New Atlanta Home Loan Applications Up as Mortgage Rates Decline and Buyers Return to Housing Market
New applications for home mortgage loans were up over 7% in Georgia and around the country last week, as mortgage interest rates continued a month-long decline and the job market remained strong.  Although there were far fewer new mortgage loan applications than at this time a year...
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